Port and Terminal Operators' Liability Insurance provides cover for the insured's legal liability arising from damage to ships, cargo, equipment, and other third-party property within the port, as well as liabilities arising from ships entrusted to the port and related legal expenses.

The main coverages under the policy are summarized below:

• Physical loss of or damage to third-party property, including vessels and cargo.
• Loss of use.
• Demurrage losses.
• Third-party bodily injury.
• Liability arising from tenants and subcontractors, provided that they maintain adequate insurance coverage.
• Legal defence costs and expenses.
• Wreck removal costs for vessels and cargo not owned by the insured.
• Sudden and accidental pollution
• Liabilities arising from operations conducted within the boundaries of the port or terminal.

 

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