FD&D is basically a type of insurance that provides legal advice in case of disputes that are not covered by P&I or any other insurances. Some of the legal costs are also covered.

It is essential that the dispute is related to maritime. Although the coverage retains its name that was given when it emerged for the first time, it now provides support for an area far beyond Freight and Demurrage. Disputes with the charterer, sale-purchase operations, problems with new building projects, freight, demurrage, fuel disputes, even disputes with the insurance company and many other maritime-related disputes are under FD&D coverage.