This policy is a compulsory insurance policy that covers the insured's legal liability arising under applicable legislation for marine pollution or the threat of marine pollution originating from coastal facilities. The policy provides coverage, within the policy limits, for clean-up and waste disposal costs, third-party bodily injury or death, and damage to third-party property. It also covers the insured's legal defence costs against unfounded or unjustified claims, subject to the terms and conditions of the policy.