Marine Hull Insurance covers physical loss or damage to the hull and machinery which constitute the vessel itself.

Regulations such as Institute Time Clauses and the Norwegian Plan can provide a framework for the administration and operation of the Policy.

Vessels of different types and trades need different consideration when it comes to the scope and terms of H&M insurance.

Perils of the sea such as heavy weather conditions, collision, fire, piracy, earthquakes, machine failures, omissions, physical damages to vessel - general average, salvage, sue and labor costs and all other liabilities provided by Institute Time Clauses are covered under our H&M policy.